Insurance

Hutton Insurance and Financial Services Ltd. provides a full range of personal and corporate life and health insurance products to fulfill most needs as well as employee benefit plans for businesses, large or small.

• Travel Insurance - Even if you are travelling out-of-province for a short period of time, you should always have travel insurance.

  Apply online for your travel coverage.

• Life Insurance - Pays a lump sum to your named beneficiary on your passing
  • Permanent Insurance - Provides coverage for life, usually at a level cost. This ensures that you will have insurance no matter what changes in your health that may occur. The concept of 'permanent' life insurance is to provide coverage for the entire life of the insured, rather than for just a specific period of time.
  • Term Insurance - Provides coverage for a specified number of years with options for renewing at the end of the term up to a maximum age. This type of insurance is usually used for a temporary need such as covering a mortgage, loan or debt, etc to ensure your family's financial security.
• Employee Benefits - Group plans can be as small as 3 people. We are happy to work with you on an on-going basis to ensure that you and your employee's needs are met. Please call or e-mail us to discuss your Group benefits needs today.
• Critical Illness Insurance - Pays a tax-free lump sum benefit if you are diagnosed with one of many life threatening illnesses such as cancer, stroke, heart attack and more
  • Critical Illness Insurance will pay you a lump sum benefit so that you can focus on getting better, stress free. Most Critical Illness policies cover over 20 conditions. Unlike Disability Insurance, Critical Illness Insurance is not dependent upon your ability to work.
• Disability Insurance - Pays a monthly benefit in the event that you become unable to work due to illness or injury
  • As an essential part of your financial security, disability insurance is critical to your financial well-being in the event that you are unable to work because of illness or injury. At Hutton Insurance we take Disability Insurance very seriously and make sure to match you with the best policy to ensure need fulfillment. We are also very happy to review your group disability coverage you may have through your employer to ensure that it is sufficient.

There are many different types of insurance and you should get the one that best suits your needs. Call or e-mail today for a free review to see if you have the most appropriate plan for you and your family.